Archive for the ‘Policy Proposals’ Category

An Important Election

Thursday, July 24th, 2014

July 18, 2014

 

There is a very important election coming up. Early voting starts today (only

downtown at the election commission). General early voting starts Monday July

21st and early voting ends Saturday August 2nd. The last voting day is Thursday

August 7th but only at your normal local voting site.

 

The ballot is huge. I have attached the ballot with my selections. I want you to

make your own choices but I want you to get out and vote.

 

I have been working with Eve and Eddie Settles and they have done a wonderful

job in researching the candidates. Be sure to go to www.backinrivercity.com and

read about the research they have done.

 

You will have to declare that you want to vote in the democrat or republican

primary. This is for the Governor, United States Senate, United States House of

Representatives, the Tennessee Senate, the Tennessee House of Representatives,

and the State Democrat or Republican executive committee people. This party

declaration will not prevent you from voting on the rest of the ballot which is

 

The final page of the ballot is interesting. It is to vote to Retain or Replace the

Tennessee Supreme Court judges (3 ea.), Court of Appeals Judges (10 ea.) and

Court of Criminal Appeals judges (10 ea.).

 

The Tennessee legislature voted recently to let the Judicial Nominating

Commission to expire and in November 2014 we will vote whether to adopt a

constitutional amendment for Tennessee, a system like the one set forth in the US

Constitution. I believe that an 8 year term is sufficient and should be at the end of

a distinguished legal career or the justice should go back to his legal practice to

earn his living, not be a career justice. Therefore I support the REPLACE vote.

I will be glad to answer any questions. 7540699

Joe Saino

Trust The Free Market

Monday, June 30th, 2014

June 30, 2014

Trust The Free Market

I followed Mayor Wharton’s proposals in his state of the City speech and in the PFM group’s 5 Year Strategic Fiscal And Management Plan for the City of Memphis. I congratulate the Mayor for hiring this group and for the well written and realistic facts in the plan. Now that part of the plan has been voted on and passed (OPEB reform of health care) I would like to propose an alternative plan for pension reform, another major part of getting the City’s fiscal house in order.

PFM recommends various pension plans for non vested (less than 10 years of service) and future new employees. The recommendations include a defined contribution plan or a combination of a defined contribution plan and a limited defined benefit plan similar to what the state of Tennessee has done for teachers and state employees.

Several years ago I participated in a pension reform study for Shelby County which ended up in Plan D for the county for new employees. The City adopted a similar plan for new employees only basically doing away with the disastrous 25 year retirement formula (regardless of age). At that time I recommended a Hybrid plan which would put public employees on an equal footing with private sector employees promising a minimum of social security return but possibly a much better return from the free market.

Social security promises a lousy return by sending your money to the Washington DC lockbox which is empty due to the politicians spending all the social security money. What this proposal would do is have the same 6.2% contribution from the City and the 6.2% from the employee and let it grow at the market rate until retirement. The market has returned over 9% at the City and the MLGW since inception even including 2008. The social security return is -.95%.

Of course the IRS would probably have to bless such a plan but that should be no problem since the City has good relations with the current administration. We should consider all options and the employees should get on board with the free market and take the same risks that all private sector taxpayers take, market return. You can hardly do worse than putting your faith in social security.

Holy Pot Hole Batman

Thursday, June 5th, 2014

June 5, 2014

More Talk, Delays And No Answers

The clock is ticking and all we get is more delays and can kicking down the road from the city Council. Positions seem to have hardened. Janice Fullilove and Joe Brown are in the “over my dead body” camp. Bill Boyd has ruled out any retiree OPEB reductions for health care. Jim Strickland and Shea Flinn want to pay up in 2 years instead of 5 but don’t come up with where the money is coming from.

The most clear eyed vision seems to come from the PFM January 2014 City of Memphis Fiscal and Management Plan. For instance on page 46 while employees were supposed to pay 30% of the cost of health insurance, the City only collected 24.2%, leaving the taxpayers to pick up nearly $4 million in cost left on the table. This under billing has been going on for a number of years.  Then on page 43, we see that we pay employees (Fire and Police Services) college incentive pay amounting to $6 million per year.

NEWS FLASH FROM THE BAT CAVE. IT IS REPORTED IN THE MORNING PAPER THAT THE CITY HAS A NEW POT HOLE BAT TRUCK REPORTED TO FILL HOLES FASTER AND CHEAPER. THE MAYOR ASKS ALL CITIZENS TO REPORT ALL HOLES DEEPER THAN KNEE HIGH.

Then on page 130 we see that one of the biggest problems we have in Memphis (potholes) is reported. According to the Division, the number of lane miles pavedl has dropped from 236 in 2007 to 105 in 2011, a decline of 56%. “WATCH OUT, HOLY POT HOLE BATMAN”.

As to the proposed health care cost reductions, this is where the real money is. According to the Affordable Care Act, costs will be reduced by $2500 dollars per family, you can keep your doctor and you can keep your plan. PERIOD. Let us take them up on this promise.

Paying For Pension Reform In 2 Years

Monday, June 2nd, 2014

June 2 2014

 

Paying For Pension Reform In 2 Years

 

A good friend sent me a copy of Councilman Jim Strickland’s thoughts in paying this unfunded liability off in 2 years rather than 5. Jim is a good guy and a responsible city council member. He is correct in that paying it off in two years rather than five will save in the long run. Last year we added $68 million to the unfunded liability due to the small payment to the pension fund rather than the recommended ARC payment.

 

What is missing from him is the specific details of how we are going to pay for this pension load without raising property taxes. He needs to detail the immediate dollar savings for 2015 such as health care reform for active employees and retirees, sick pay, vacation reform, college education benefit reduction or elimination, line of duty reform and salary reductions to bring salaries in line with private sector. Also while going to the proposed defined contribution will not give immediate relief, it will change the future projections of the pension auditors reducing the unfunded liability projections.

 

Also concerning the health care proposed changes, I believe that those retirees under age 65 who are not eligible for medicare (or their spouse is not on medicare) can pay for back medicare eligibility to make them eligible.

 

I would agree with paying in two years rather than 5 but only if it is accompanied with passed and agreed on reforms like the above detailing where the money is coming from. We do not need more property tax increases. Look at the county and their proposed (more…)

A Heartbreaking Story About Education And Opportunity!

Wednesday, May 21st, 2014

May 22, 2014

A Heartbreaking Story About Education And Opportunity!

I have known a lot of great teachers. They are very important in improving the education of our children. However politicians and heads of teacher unions do not always act like their slogan, “Put The Children First”.

Take a few minutes to watch this video. It is heartbreaking.

It tells the true story of an actual ongoing event in New York City. Here you have the new mayor of New York, Bill de Blazio, acting to close down three charter schools in Jamaica, Lower Manhatten and Harlem. It is tragic. Watch this true story about a mother of a young girl who won the lottery for Success Academy. http://www.glennbeck.com/2014/05/08/will-cain-exposes-nyc-mayor-bill-de-blasios-war-on-charter-schools-in-new-docuseries/

These parents pray for a miracle (a lucky draw from a parent lottery for limited positions in these prized schools). Watch her tell her story about winning and then her reaction to the Mayor and his plan to block three of these charter schools.

Mayor de Blazio, who is Mayor due to the full support of the NY City teachers union, is closing 3 of these great schools. Look at the contrast. The math proficiency of the school that her daughter would have to go to, if the charter school she won is closed, is 3%. Her selected charter school has a math proficiency is 82%. 105 NY City schools have a math proficiency of less than 5%. It makes me mad to see such actions. Why do they do this? They cannot stand the competition and the exposure of their education failure.

What do you think?

An Open Records Update

Monday, May 19th, 2014

May 19, 2014

An Open Records Update

During the last 10 years I have been an advocate of open records. I have had my ups and downs with the City of Memphis, Shelby County, the old Memphis School System, he MLGW and any number of other affiliated organizations. Here is my open record scorecard.

  • Shelby County and MLGW                                                                      A
  • The Old Shelby County School System                                                            B+
  • City of Memphis                                                                                         C
  • Old Memphis School System and the new SC School System       F

I have never had to file a lawsuit against Shelby County, the MLGW or the Old Shelby County School System. I have filed 5 lawsuits successfully against Memphis and the Old Memphis School System. The City of Memphis has become less responsive and difficult about providing access to information. The new Shelby County School System (SCS) seems to be little different from the old Memphis School System.

I am asking Memphis and SCS for information and will take whatever action is necessary to enforce my Tennessee citizens’ legal rights and access to information.

Now I see the Common Core as the greatest threat to our freedoms and the future of our local education. I am asking the public to join with me in a debate on common core and how it is being implemented locally. I will publish a series of questions and provide answers to be debated and facts provided.

The basic purpose of common core is to impose thru a national program a uniform curriculum on K12 public schools. As a result of this uniform common core, they want to collect an immense amount of student data and use it to plan each student’s future education (university, community college or trade school) and eventually their slot in society. This plan would disregard the parents’ and the students’ rights and desires. This amounts to Federal control of education, freedoms and parental rights.

I agree that public education needs upgrading as we have had over 60 years of failure of public education. I agree that there should be a rigorous broad based national testing standard to which students, schools and teachers should be measured. However I believe in competition. Each state and even each City and County should develop their own curriculum and teaching methods with the full involvement of parents and taxpayers. Those states and cities that measure up and surpass the national measure should share their programs with others that do not measure up. Let the best ideas and results win. More federal money and one size fits all is not the answer. Let there be no less than 50 state experimental education laboratories competing with each other for top student achievers. Let education flourish in public, private, home schools, church schools with parents making a choice financed by taxes and vouchers. Let the competition begin with parental choice of what is best for their children, not what is best for Bill Gates, Pearson Publishing or DC politicians.

In future posts I will point out hard facts about common core, who is financing it, and who benefits. I welcome your comments.

Does Your Child Belong To You Or To The Government?

Tuesday, April 29th, 2014

April 28, 2014

Does Your Child Belong To You Or To The Government?

I and some of my friends have been asking questions about Common Core. I asked the Shelby County School System for the following information.

I would like to have access to and view all data requests regarding data that the school system is collecting on the students. I would like to know if this data is requested and collected from the students directly without parental involvement or if the parents are requested to furnish this information or data and if this information is voluntary or required of the students or parents.

There answer was the following. “Your request is not granted because it is not understood.” Such arrogance.

I want to recommend that you go to www.mommabears.org  and read through some of this information. This is a great organization and they are having an effect. I was immediately struck by this report. Click and read this report on what is in the library of a local school. http://www.mommabears.org/1/post/2014/03/alert-is-this-in-your-childs-library-at-school.html

 

I want to find out more about this from the school system but I cannot even get them to answer a request for an appointment. I will keep trying but I need feedback from readers who have children in public schools.

The federal government does not believe that your child’s education should be the responsibility of the parents. They believe they are the professionals and they know better. We need to let them know that they work for us, not the other way around.

OPEB-City of Memphis vs. Shelby County and MCS vs. Old Shelby County Schools

Tuesday, April 15th, 2014

April 15, 2014

OPEB-City of Memphis vs. Shelby County and MCS vs. Old Shelby County Schools

This is a very interesting subject and shows how badly the City of Memphis has been run, both the school systems and the general administration.

Look at the following attachments

A)    Shelby County CAFR from 2013 showing an unfunded liability of $306 million. DOWN $13 million from 2008 to 2013.

B)    Shelby County CAFR from 2008 showing an unfunded liability of $319 million.

C)    City of Memphis CAFR 2008 showing an unfunded liability of $857 million.

D)   City of Memphis CAFR 2013 showing an unfunded liability of $1.29 billion dollars. UP $433 million from 2008 to 2013.

E)     Old Shelby County Board of Education 2011 showing an unfunded liability of $334 million (June 2010)

F)     City of Memphis Board of Education 2011 showing an unfunded liability of $1.16 billion dollars.

So it is obvious that Shelby County has been much better run than the City of Memphis and congratulations to past Shelby County (more…)

Common Core Educational Standards-Good Or Bad?

Monday, March 10th, 2014

March 10, 2014

Common Core Educational Standards-Good Or Bad?

 

This is a subject that I consider more important than even pension reform. This will determine the educational level of our children and grandchildren and the future of our country both economically and from a freedom standpoint.

What Common Core purports to do is set a uniform school curriculum across the country leading to uniform testing and higher standards. What it is fact will do, if fully implemented, is take local control out of the hands of local school boards and particularly out of the hands of parents.

In my 10 years of “OPEN RECORDS ADVOCACY” I have come to the opinion that the most difficult people to get open records information from is local school bureaucrats, starting with the old Memphis School System and now the new Shelby County School bureaucracy which acts much like the old City of Memphis School bureaucracy.

This coming Friday evening Mrs. Karen Lamoreaux (Arkansas) will speak from 6:30 PM to 8:30 PM at White Station Church of Christ, 2nd floor, 1106 Colonial Road. Listen to her in a short youtube video as she took apart the local school board.

http://www.youtube.com/watch?v=wZEGijN_8R0

Please try to be there and learn what she is doing in Arkansas and nationwide.

This is a person who knows what is going on and we need to listen to her and take local action on our own school board. I feel her frustration as it is very difficult to get through the bureaucracy and get results.

Within the last few months I asked the Shelby County School System for the following information.

“I would like to have access to and view all data requests regarding data that the school system is collecting on the students. I would like to know if this data is requested and collected from the students directly without parental involvement or if the parents are requested to furnish this information or data and if this information is voluntary or required of the students or parents.

Their answer was the following.

“Your request is not granted because it is not understood.”

(more…)

Flying In Or Out Of Memphis

Tuesday, March 4th, 2014

March 4, 2014

Flying In Or Out Of Memphis

Yesterday I sent a letter to the editor of Commercial Appeal and it was published. It is shown below. As I read some of the reader comments to the letter, I was criticized for not being supportive of the new parking garage and for the future of Memphis. Believe me I want Memphis to grow and succeed and to get its fiscal house in order. Last week I asked for financial reports from the airport authority and while they were not published on the internet, they did send me electronically a huge list of Comprehensive Annual Financial Reports (CAFRs), a recent S&P credit rating report and lots of other information. All of this should be on their website but currently is not posted.

Here is some of the relevant data.

In the year 2000 we had 10.6 total passengers. In 2007 we had about the same numbers of total passengers. In 2013 we had 5.5 million passengers. Yet in 2001 they were planning the three story parking garage addition. In 2007 they stated in the CAFR that the new garage would proceed at a cost of $70 million dollars. Forward to 2009 and read the Memphis Business Journal article (more…)