Archive for March, 2017

Our Local Apprentice Program

Wednesday, March 22nd, 2017

March 22, 2017

 

President Trump met recently with Germany Chancellor Merkel and he praised the German apprenticeship programs and indicated that he wanted something similar for the United States.

During my business career in metal manufacturing I had to deal with the local lack of trained employees in the various manufacturing skills. We needed welders, sheet metal workers, tool and die craftsmen, electrical technicians and smart draftsmen.

During this period (the 1970s and 80s) I traveled to Europe to various trade shows to see what was the latest technology in our field. I was particularly impressed with German and Swiss products and the well trained people who produced them. Their system was fairly rigid and based on education and testing at various levels of education. Depending on the results of the testing, students went on various paths. Some went on to prestigious universities, some went to colleges and many went to trade and skill training. This system resulted in a well trained and skilled work force.

Now locally we have the opportunity to form a similar program in the mid-south. Recently there was an article in the CA about Moore Tech (William R. Moore School of Technology) and the possibility of an auto mechanic training program involving the local auto dealers association and Moore Tech with the possibility of training and certification leading to well paying jobs in the range of $50,000/year to $150,000. Moore Tech has a high graduation rate (in the range of 80%) compared to 10% or less for institutions like Southwest Tennessee Community College.

The problem is that the Tennessee Promise program pays tuition for all students attending state owned community colleges in Tennessee but Moore Tech, which is a non profit system, is excluded from Tennessee promise. This makes no sense due to the obvious difference in graduation rates. Hopefully this exclusion will be corrected in the current legislative session.

Another problem is getting the Shelby County School system to cooperate and lease unused school facilities at a nominal $1.00 rate per year. There is a sign at the Shelby County School System headquarters that says “EVERY DAY, EVERY CHILD, COLLEGE BOUND”. It should say “EDUCATE EVERY CHILD TO REACH THEIR FULL POTENTIAL”. That potential could be planning space exploration or fixing that car that does not work right. Both are important.

We should ask the current Tennessee legislature to include Moore Tech and similar high performing job training programs in Tennessee Promise funds.

Let us find what works. What are your thoughts?

 

The Targeted Generation

Tuesday, March 14th, 2017

We have all read about and many of us have experienced credit card and even bank irregularities. Hopefully we are aware of the scammers, hackers and fraudsters as we live in the electronic age of banking and credit devices.

I try to be vigilant but it is not easy to keep up with these electronic artists. I charge most items on a well respected credit card (capital one). They seem to be vigilant and their fraud detection software seems good. If some charge is large and outside of my normal shopping pattern they alert me immediately. I have had to change credit card numbers several times over the last few years and that gets to be a problem when you pay bills automatically against your credit card (e.g. donations, MLGW bill etc.).

Recently I have had problems with my credit card at Kroger. It is a chip card and they had to try it three or four times before it accepted the charge. I asked Capital One about the problem with Kroger and they said that some companies had not kept up with security software changes. Then all of a sudden while checking recent charges on my credit card account I found that my card had been put on hold. When I called, they told me that the address on my driver’s license did not match my current credit card address. (We recently sold our house and moved into a retirement community). They told me I had to send them a pdf file for the following items by secure email.

 

A) Both sides of my driver’s license. B) My social security card. C) Some bank document showing my new address. Then to top it off, the security person said:

“YOUR GENERATION IS BEING TARGETED BY SCAMMERS”.

It is no doubt true but it did make my blood boil.

I did send them the documents by secure email and then I had to wait 72 business hours to get the card reinstated. Is it worth the trouble?

Some of my friends have gone to all cash payments for shopping, meals, groceries etc. That has its’ own problems including physical security and now the government is looking hard at anyone who regularly gets large currency bills from the bank. Think drug dealers.

Am I the only one who is concerned about these scammers? My daughter and son in law work for the VA and, of course, the VA had a huge loss of personal information (social security numbers, birth dates etc) to hackers. They had their credit cards compromised and went thru a similar reset, luckily without financial loss.

I would love to hear your thoughts, scammer and hacker stories and solutions.

Could Mandatory Military Service Help Our Youth

Tuesday, March 7th, 2017

March 7, 2017

 

When I was young I was faced with mandatory 6 month military service and with a following service in the reserve. Looking back on that time and seeing the current problems with youth education and crime I have come to the conclusion that the re-institution of six months to one year of military service could benefit our youth in several ways.

I am in no doubt that the current political climate would probably not vote for such a change. But look at several factors. It seems to me that the current youth situation has several problems, namely lack of education, discipline and family structure. The military could provide all three elements for at least a significant number of our youths.

I think back on my military experience. When I graduated from high school (1951) I went on to college. When I graduated from college I was required to serve six month of military service including BASIC TRAINING. I went to Fort Jackson, South Carolina and it was somewhat of a shock. I went by train from Memphis to South Carolina and it took at least 24 hours to make the trip. I arrived in early morning and the drill sergeants were waiting for us and marched us of off to Fort Jackson. Several months later I was a new person.  I was in great physical shape, I learned how to make up my bed, I learned how to scrub large pots and garbage cans and to clean out the dreaded grease trap. I also learned how to get along with all types of people of all races and religions.

After basic training I was sent to Ft Benjamin Harrison in Indianapolis to finance school where I learned basic finance. More importantly I learned how to type which has been a lifelong benefit as computer came along.  The most important lesson I learned was discipline, organization and love of country.

Now it seems to me that many of our current youth could benefit from such a program. A dose of discipline, vigorous exercise, education and race and class mixing could benefit some of our current youth. Now the next question is should women be included? As the father of four daughters my reaction is that it would not hurt and might be of benefit.  Switzerland has mandatory military service for all able-bodied male citizens who are conscripted when they reach the age of majority, though women may volunteer for any position.

 

What are your thoughts?